SR22 Insurance for DUI Convictions
If you're arrested for DUI, most states require you to get an SR22 form from your car insurance company. An SR22 proves to the DMV that you have at least the minimum liability insurance and removes your license suspension order. With an SR-22 your insurance company will be required to notify the DMV if it cancels your car insurance for any reason. If your driver's license has not been restored, you should have a DUI lawyer attempt to save your driving privileges. After your car insurance company finds out about your DUI arrest, your premium will be substantially increased or if your insurance company does not offer an SR-22 your policy will not be renewed, resulting in a cancellation of your insurance at the end of your policy period. Not all states require an SR22, and if you're in one of those states that does not, it is possible that your insurance company will not find out about your DUI conviction. However, you should begin to compare insurance rates among insurance companies that offer SR-22 certificates.
It can take your insurance company from 1-3 years to find out about your DUI conviction. Once your insurance company finds out about your DUI conviction, it can affect your insurance rates for a long time, usually 39 months. States Not Requiring SR22s New York The following states do not require SR22s, but if you have an SR22 and later move to one of these states, you must continue to meet the requirements of the SR22 state where you committed the offense: Delaware
|