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Overpay Your Speeding Ticket Fine & Avoid Points!  Is this really possible?

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You probably received an e-mail telling you how to avoid getting points on your license for a speeding ticket, simply by overpaying be fine.  I've received several of these e-mails over the last few years.

This is the e-mail I just received from a friend:

"sent by a retired State Farm agent! This system has been tried and it works in every state.

If you get a speeding ticket or went through a red light, or whatever the case may be, you're going to get points on your license and a surcharge on your auto insurance. This is a method to insure that you DO NOT get the points.

When you get your fine, send in a check to pay for it. If the fine is $79.00 make the check out for $82.00, some small amount over the fine. The system will then have to send you back a check for the difference. However, here is the trick: DO NOT CASH THE REFUND CHECK! Throw it away!

Points are not assessed to your license until all Financial Transactions are complete. If you do not cash the check, then the transactions are NOT complete. The system has received its money and is satisfied and will no longer bother you.

This information comes from an unmentionable computer company that sets up the standard databases used by every state."

Most people receive an e-mail like this and think "wow, this is a great tip", without ever questioning the validity of the information in the e-mail.  If you think about what you are reading can use a little common sense, you can easily determine for yourself that you will still get points on your license and all you will be going is overpaying for your speeding ticket and throwing away money.

What got me through law school and passing the bar without studying was common sense.  The purpose of law school is to teach students to think like a lawyer.  Thinking like a lawyer is using common sense and applying legal principles. 

Any moron can send out a few e-mails like this and many recipients will forward it to another 10 people.  In fact, many morons type many different phony e-mails for a myriad of reasons.

Many phony e-mails claim that the information came from a source who would definitely know, but they never provide the name of the person.  This e-mail claims that it came from a "retired State Farm agent!"

There is absolutely no reason that the State Farm agent would not put his or her name on this, particularly if the agent was retired.  Secondly, why would an agent who sells insurance have any special knowledge of this.  If this were true, probably the only people with them the insurance company who would know for sure would be the underwriters.

The last paragraph claims that the information comes from an unmentionable computer company.  That's funny, the first paragraph indicates that it came from the State Farm agent.  Why would the name of the computer company be unmentionable? There is absolutely no reason except that there is no such computer company.

The last paragraph also states that the computer company sets up the standard databases used by every state.  The use of the word databases in the plural indicates that there are more than one and therefore there is no standard database.  While the state police in every state will issue a speeding ticket on a state patrolled highway, local city, county and village police and sheriffs departments also issue speeding tickets.  I seriously doubt that there is any one company which sells the same traffic ticket database to every jurisdiction in the country.

Finally, for what reason would states, cities, counties and villages assess points to your driver's license only if you paid the correct amount and only after you catch your refund check if you do not?  The only possible answer is poorly designed software.  If the software permitted people to to avoid getting points on their driver's license simply by overpaying the speeding ticket, don't you think that the software would be fixed real fast?  After years of this e-mail being passed around on the Internet, it would have been fixed long ago.

The phony speeding ticket e-mail probably gets some implied credibility because points are not assessed to your driver's license until you are convicted.  The problem with the theory is that you do not have to pay the fine to be convicted.

Following a phony tip in an e-mail  how to beat a speeding ticket may just get your driver's license suspended or revoked.

Don't ignore or overpay your speeding ticket.  Hire a speeding ticket lawyer immediately to make sure your speeding ticket is properly resolved. 

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More Traffic Violations articles:
Don't Ignore Your Traffic Ticket

Do You Need to Go to Court for Your Traffic Ticket

What to Do When an Arrest Warrant Is Issued for Your Failure to Appear in Court for a Traffic Ticket

Driving While Texting - Can You Be Arrested?

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